body {
	margin-left: 0px;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 10px;
}
body,td,th {
	font-family: Trebuchet MS, Arial;
}
.heading {
	font-family:Arial Black;
	font-size:34px;
	color:#FFFFFF;
	font-weight:bold;
}
.heading1 {
	font-family:Arial;
	font-size:18px;
	color:#437cb5;
	font-weight:bold;
	padding-bottom: 10px;
}
.heading2 {
	font-size:13px;
	color:#0d4a84;
	font-weight:bold;
}
.heading3 {
	font-size:13px;
	color:#136ec4;
	font-weight:normal;
}
.heading4{
	font-size:13px;
	color:#000000;
	font-weight:normal;
}
.navigation {
	font-size:15px;
	color:#FFFFFF;
	font-weight:bold;
}
.navigation a{
	color:#ffffff;
	text-decoration:none;
}
.navigation a:hover{
	color:#bdd2e3;
	text-decoration:none;
}
.main-text {
	font-size:14px;
	color:#000000;
	font-weight:normal;
	padding-right: 21px;
	padding-left: 10px;
	width: 632px;
	padding-top: 20px;
}
.main-text a {
	color:#000000;
	text-decoration:underline;
}
.main-text a:hover{
	color:#000000;
	text-decoration:none;
}
.footer {
	font-size: 11px;
	color: #052442;
	background-color: #6FA8DE;
	padding: 10px;
	margin-right: 13px;
	margin-left: 13px;
}

.footer a {
	color:#000000;
	text-decoration:none;
}
.footer a:hover{
	color:#000000;
	text-decoration:underline;
}
#right-text-bg {
	background-image: url(../img/rght-text-bg.jpg);
	background-repeat: repeat-y;
	background-position: 0px 0px;
	padding: 20px;
	font-size: 13px;
	width: 266px;
}
#right-text-bg a {
	color: #000000;
	text-decoration: none;
}
#right-text-bg a:hover {
	color: #FFFFFF;
	text-decoration: underline;
}

#left-bg {
	background-image: url(../img/left-bg.jpg);
	background-repeat: repeat-y;
	background-position: 0px 0px;
	width: 12px;
}
#right-bg {
	background-image: url(../img/right-bg.jpg);
	background-repeat: repeat-y;
	background-position: 0px 0px;
	width: 13px;
}
p {
	margin-top: 0px;
	padding-top: 0px;
}
.text-cont {
	font-size:14px;
	color:#000000;
	font-weight:normal;
}
.text-cont a {
	color:#000000;
	text-decoration:underline;
}
.text-cont a:hover{
	color:#000000;
	text-decoration:none;
}